European Organization for Nuclear Research

The European Organization for Nuclear Research, known as CERN (French: Conseil européen pour la Recherche nucléaire), is an intergovernmental organization that operates the largest particle physics laboratory in the world. Established in 1954, it is based in Meyrin, a western suburb of Geneva, on the France–Switzerland border. It comprises 23 member states. Israel, admitted in 2013, is the only non-European full member. CERN is an official United Nations General Assembly observer.

Department for Education

The Department for Education (DfE) is a department of His Majesty's Government responsible for child protection, child services, education (compulsory, further, and higher education), apprenticeships, and wider skills in England. A Department for Education previously existed between 1992, when the Department of Education and Science was renamed, and 1995, when it was merged with the Department for Employment to become the Department for Education and Employment.

Annual Percentage Rate

The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card,[4] etc. It is a finance charge expressed as an annual rate.